Well, I’ve done something new this week: I placed my first white-collar bet.
I’m not exactly swimming in a stream of endless capital, and I’ve never even placed a bet in a casino! But after years and years of watching stocks and missing out on all the “big ones,” I jumped in.
I signed up for a RobinHood account a long time ago. 20 months ago! I’d never added money to it. I kind of just used it to watch stocks I would maybe buy if I had some money. Which is like my relationship with fashion. I LOVE fashion; I always have…since the age of 14 when I discovered ELLE magazine. I have watched my favorite designers for decades, would cry for the chance to attend fashion week in Paris, and I gawk at the real designer labels at the Saks outlet stores (which is still too rich for my blood), ahh, fashion. I really love watching fashion.
The past couple weeks or so, I’d had a list of stocks I’d been watching. They’re all based on absolutely NOTHING but me gazing into the not-post-COVID future and wondering what people will do for a lifestyle reboot or holiday shopping. Of course, Virgin Galactic had to get in my lineup, since they are not only doing rich-people-go-to-space stuff, but also reinventing the cruise experience thing.
My factors were people looking fresh for back to work (cosmetics), return to higher education (textbooks and information), and plant-based food. I didn’t include crypto because I’m still reading studies on its environmental impact relative to that of banking and other traditional financial tools, plus I think I’m late to that party.)
On this particular day, I sent my list of stocks I’ve been watching to my oldest daughter and my youngest brother. Felt more real…like I was taunting myself. Now I really had to just freakin do it.
I don’t have a lot to throw in…actually, I have no business putting any of my money in because I’m on an IRS payment plan and I should throw my little savings at that. I reasoned with myself, if I need this money in a pinch, I just sell it, right? Like, the IRS isn’t going to say, oh, you don’t have enough cash for your utility bill, let us give you $75 back so you’re not short. Love you, get us back later. No, so this money is still considered “savings.”
Out of eight stocks, my daughter and my brother, 2000 miles away from each other, independently chose THE SAME TWO. Then my daughter walked by an entire pallet of Oatly being delivered to a Starbucks, half an hour after telling me that Starbucks only orders Oatly, but also that Oatly choked when demand knocked them off their feet for a hot minute. Hmm. Then there’s the new Star Wars game coming out, yay Nintendo, so here’s to hoping that during-COVID supply chain issues don’t interfere too much!
So, I went in! I’m a high roller with my 2 shares of Oatly @$15.75 and my 1 share of Nintendo @$59.70. I know it’s not much, but remember: I have no business doing this! I have debt! This would cover three late payment fees on a credit card!! Almost.
Shortly after making my first “purchase”, aka bet, I received a New York Times notification: S&P 500 fell 1.7 percent, Wall Streets sharpest drop since mid-May. HAHAHAHAHAHA. Ok. Well, that’s fine. I know from experience (have read about this) to just hold on and weather the storm. I mean, how much could I lose? I only put in my savings: $91.20.
Kids, I’m proud to tell you that by 5:30 on the East Coast, I’d gained 86 cents. My first investing day, and I was winning. Fendi, I’ll be right there.